+420 731 444 295 oto.dolezal@mmgr-sruby.cz Financing For municipalities Carpentry School
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Financing
your home

What you can afford shapes the size of the house, the plot and the building technique, which is why we talk about money right at the start. We’ll help you choose the right financing and set up the contract for work to match what you can manage.

Finished round-log house with a landscaped front garden

Financing options

You can pay for the house from your own funds, with a mortgage or with a mix of the two. Log and glulam houses are fully fledged family homes, so banks look at them much as they would any other new build.

Kitchen-living room with a stove in a timber house
01

Mortgage

The most common route to a home of your own. We’ll put you in touch with a consultant who can help you choose the right lender and product to finance your log house.

Timber house with a glazed terrace in a garden
02

Building savings loan

A good fit for smaller builds, for topping up your own funds or for covering the finishing work. A financial adviser will explain the terms.

Spacious living room with a fireplace in a timber house
03

Combined funding and subsidies

You can combine sources. For some energy-saving features, such as a heat pump, you may be able to apply for a state subsidy, depending on the rules at the time.

Financing step by step

Your bank will need the exact price of the house, and that comes from the design documentation we prepare with you.

Read the full building guide
01

Budget

At the start

You work out how much you want to invest in the house and whether you’ll build with your own funds or with a mortgage.

02

Concept design

about 14 days

We use the concept design to calculate the price of the shell construction. It also serves as the first set of documents for the authorities.

03

Design and exact price

2-3 months

The design documentation sets the exact price of the turnkey house, including the foundation slab and utility connections. That’s what you take to the bank.

04

Contract for work

Before production

We tailor the contract to your finances and to how you can pay for each stage of the building work as it goes along.

Read the full building guide
Log house under construction on a masonry base, on a wooded plot

A house to fit your budget

We try to help anyone who wants a timber house, and to build it to suit their budget. If you’re not sure whether you can afford it, get in touch and we’ll gladly put together a quote.

Shell constructionProduction of the structure, including partition walls and roof structure, plus transport, assembly, first-fix services and insulation in the joints. You can spread the finishing work over time.
Turnkey houseA fully finished house built to our standards, with occupancy approval arranged too, so you can move in as soon as possible.

We’ll work it out for you

Leave us your contact details and a rough loan amount. We’ll go through the building budget with you and set up a consultation with a financial adviser.

  • A consultant to help you choose a bank and a product
  • Paperwork for the bank with the exact price of the house
  • 50% off the design documentation we prepare for you when you go on to order the build
  • A contract for work set up to suit your means

Thank you. We’ll get back to you within 48 hours to arrange a consultation.

Common questions about financing

More answers in our advice section
Rather talk it through in person?

Call us on weekdays between 8 am and 5 pm.

+420 731 444 295

Log and glulam houses are family homes built for year-round living. The bank mainly looks at your creditworthiness and the valuation of the property, just as it would for any other new build. The consultant we arrange for you will help you choose the right lender and product.

Above all, the exact price of the build. We work it out from the design documentation, which specifies all the materials, floor coverings and roof, as well as the foundation slab and utility connections. Your bank or adviser will tell you exactly which documents they need.

Payments are agreed in the contract for work, and we set them according to your finances and how you’re able to pay for each stage of the building work.

You can start with the shell construction and spread the finishing work over time. We’ll gladly put together a quote that fits your budget.

If we prepare your design documentation, we’ll deduct 50% of its price when you sign the construction contract. We also won’t showcase your design anywhere else, so your house stays an original.

More answers in our advice section
Finished log house in a garden

Let’s build
yours next

We’ll get back to you within 48 hours.